Chime Financial, Inc. (CHYM) - Banking with a TWIST

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Chime Financial, Inc. (CHYM)

CHYM

We created Chime to help everyday people make progress in their financial lives. For too long, millions of Americans, including the 75% of the adult population that earn up to $100,000 annually, have struggled with bank relationships that are not always aligned with their best interests. So we set out to create a new approach, built on a foundation of trust rather than fine print and punitive fees. Through our direct relationships with FDIC-insured bank partners, we deliver easy-to-use products that address the most critical financial needs of everyday people — spending, saving, accessing liquidity, and building credit, all while avoiding punitive fees. Since our founding, we are proud to have created some of the most impactful product innovations in consumer banking and payments. 

ReasonsBanking with no monthly feesGet a bank account with no monthly fees.

• No monthly fees and no minimum balance fees
• No overdraft fees
• 50,000+ fee-free¹ ATMs at stores like Walgreens®, 7-Eleven®, CVS Pharmacy®, Circle K & more

 Chime[sup]®[/sup] Get Paid EarlyGet your direct deposit up to 2 days early[sup]1[/sup] through Chime.

• Set up direct deposit through Chime to get started
• Get notified as soon as your paycheck is available
• Up to two extra days to grow your savings and pay your bills!

MyPay
Get up to $500
of your pay
before
payday
Access your money fee-free within 24 hours / instantly for a $2 fee. No mandatory fees. No credit check. No interest.[sup]*[/sup]SpotMe[sup]®[/sup] Fee-Free OverdraftOnline banking with no overdraft fees¹

• Overdraft up to $200¹ without fees
• Get spotted on debit and credit card transactions, plus cash withdrawals
• Increase your SpotMe limit with Boosts[sup]^[/sup] from friends

High-Yield Savings AccountSave more with a Chime High-Yield Savings AccountEarn a great 1.25% on savings balances, and automatically bump your APY to 3.75%¹ with Chime+, which is free with a qualifying direct deposit.[sup]‡[/sup] Our high-yield savings account makes saving simple.
 Security and controlWe take security seriously.At Chime, information security is a top priority. Deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. And we work hard to protect your information, such as by using encryption and other measures to help safeguard your money and data.
 Chime[sup]®[/sup] Pay AnyoneSend & Receive Money Instantly[sup]1[/sup] the fee-free way.

• Instantly[sup]1[/sup] pay friends through Chime, whatever bank account they use
• No instant cash-out fees
• Payments are safe and secure

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